The struggle to climb the housing ladder is real. Millennials have been labeled ‘Generation Rent’ as recent figures claim up to a third of these young buyers have no other option than to rent a home. Their parents were lucky when it came to property wealth, as 50% of UK Baby Boomers (born between 1946 …
How do you prepare for your first call with your mortgage advisor? There are many stressful things in life (welcome to adulthood!), but one of the most regularly stressful things is moving house. But if you thought moving home from one rental home to another was stressful, you might need to prepare yourself for applying …
The Bank of England shocked the City by holding the base rate steady at the record low of 0.1%, when the expectation was that it was due to rise to 0.25% by next spring. When you consider that in 2000 the base rate was 6% and in the 1980s it was as high as 14.8%, …
We’ve covered before how difficult it is for single people to get on the property ladder alone, thanks to the ever-increasing cost of houses and the rising percentage of our wages that we spend on rent. It seems like all single people can do is give up avocado toast and save every penny they can …
Don’t overthink it From the initial consultation all the way to mortgage approval, Mashroom Mortgages will be there to provide support and act as your go-to. We get it — buying a home, whether your first or your tenth, can be stressful and you may be worried that it will be an entirely digital experience …
The world is seemingly designed for couples. Whether it’s the happily ever after of most films or the tax breaks available when you marry. There seems to be little incentive for staying single in a world with an ever increasing bias towards more traditional long-term partnerships. And nowhere is that bias more obvious than in …
Help to Buy Mortgages are a hot topic for first-time buyers across the country. Before getting a mortgage on your first home, it’s important to know the exact differences between a normal mortgage and a Help to Buy mortgage, so you can make the decision that’s right for you. We’re taking a look at what …
Getting the keys to your new home is a good reason to turn the excitement levels up to 11. Whether you’re a first-time buyer or moving up the property ladder, there aren’t many bigger purchases we make than that of bricks and mortar. And while buying a home is super exciting, unfortunately, it’s not always …
While there are loads of great reasons to buy a new-build home, getting a mortgage sorted can be more complicated than with an older property. If you’re thinking of buying a new-build, but aren’t sure where to start with the mortgage, this guide is for you. What is a new-build home? Let’s rewind a bit …
Thinking of becoming a landlord but aren’t sure where to start? Our buy-to-let starter’s kit helps you with everything there is to know about investing in bricks and mortar. The UK rental market continues to go from strength to strength, with a quarter of all homes expected to be in the private rental sector by …
