Insurance & Protection

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    Everything You Need to Know About Protecting Your Portfolio

    Is Life Insurance top of your landlord’s must-have list? No? Well, it really should be. We caught up with Monica Bradley, company director of MB Associates, to chat about why landlords who don’t insure themselves are playing a risky game. Not one that will backfire on them, admittedly, but one that really could leave their …

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      Insurance Risk: Will climate change affect your premiums?

      Will climate change affect your insurance premiums? The UK is a rather wet place – we’re betting that you’ve noticed that – and British homeowners are used to dealing with things like condensation, damp, and leaky roofs. That said, this summer was one of the hottest on record – hitting a peak of 40 degrees. …

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        How can I get the best insurance deal?

        When it comes to insurance, you need to have it to secure your mortgage and to protect your investment, but how can you make sure you’re getting the best deal? As a landlord, you’ll already know that you need to get Buildings Insurance before you can secure your Buy-to-Let mortgage. Mortgage providers insist on this …

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          Tenants Contents Insurance: Why don’t renters get it?

          We write a lot about all the rights and responsibilities of landlords, but not everything falls on the owner of a property – tenants’ contents insurance is the responsibility of the renters. While tenants’ contents insurance is the responsibility of the renter, your landlord has some legal responsibilities to ensure the property they are letting …

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            10 Common Insurance Mistakes

            Are you making mistakes when it comes to insuring your property? Let’s take a look at the ten most common mistakes that people make. Whether you’re a first-time landlord or you’ve been in this game for a while, you’ll know that owning and renting out a property comes with its fair share of responsibilities.  One …

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              Report Reveals Landlords Can’t Recoup Repair Costs After Damage

              Research from an industry supplier has revealed that despite often spending hundreds of pounds repairing pet damage, landlords can’t recoup their costs. The Lettings Hub says more than three-quarters of landlord’s report damage caused by pets but more than 50 percent of these can’t recover their costs. A new report, ‘What’s the Damage?’, has been …

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                What’s the Value on Your Head?

                Have you got life insurance? As a landlord, you’ve got the legal things you need, Gas Safety Certification, EICR and EPC. You’ve probably also got Home Emergency Insurance, in case of any issues in your property. Maybe you’ve even got Rent Guarantee Insurance, to cover any missed or part payments. But have you got life …

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                  ‘Twas a Flood Before Christmas

                  ‘Twas one night over Christmas and all through the rental The landlord was preparing for a season most gentle. The stockings were hung by the chimney with care, Hung by the tenant, spending their Christmas there. The landlord was nestled all snug in their bed, While visions of RGI danced in their head. With Mashroom …

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                    I’m a new landlord, what insurance do I need?

                    Firstly, congratulations on becoming a landlord!  As a landlord, there is a lot you need to consider and insurance is just the start… Insurance These aren’t legal requirements, but there are two main insurances that we’d recommend you get: Home Emergency Insurance: Ours will give you comprehensive cover for just £130 for the year. While …

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                      Pandemic Planning

                      How can you prepare for any and every eventuality? What a couple of years it has been! As the nights draw in, we are all looking towards Christmas – an extra special one this year, after the last-minute cancellation of festivities that capped a crazy 2020. As boosters are made available to keep the strain …


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                      Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, register.fca.org.uk or by contacting the FCA on 0800 111 6768