Mortgage Market

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    Mortgage Woe for Steadfast Landlords

    From spikes in inflation, the turbulent political landscape, legislation changes… It’s been a tricky time for landlords.  There’s been plenty of change in the property market over the past few months. However, despite the upheaval, with a glut of landlords leaving the market, things have looked pretty positive for the remaining landlords (although not so …

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      Landlords Leaving and Licensing: Is it all bad news?

      With some landlords selling up, is now the time to snap up a bargain? With the current cost-of-living crisis dominating the news (and our bank balances) it seems like bargains are hard to come by at the moment. However, according to some recent research by Hamptons, if you’re in the market for a new property, …

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        Everything You Need to Know About Holiday Lets

        Could holiday lets secure you a bigger return than a traditional rental? The past few years have been a voyage of discovery for many of us. With finances taking a hammering and every new month bringing untold joys, it is no surprise really that many landlords (as many as one in ten if reports are …

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          Is Now the Time for Landlords to Invest?

          Refinancing in the current economic climate Managing mortgages is never fun, is it? When you’re facing refinancing, even less so. With interest rates bouncing around all over the place, it is a worrying time for everyone, and no one more so than for landlords.  To try and clarify exactly what is happening with the money …

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            Are Landlords Turning a Financial Corner?

            Is landlord lending turning a corner? The cost-of-living crisis has brought everything financial into sharp focus, and landlord lending is no exception. However, could it be turning a positive corner? The experts certainly seem to be hopeful.  Increased number of Buy-to-Let Loans Money comparison experts have said this week that the increased number of buy-to-let …

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              The Worst of Times: Are Landlords in the Eye of a Perfect Storm?

              The perfect storm: Can landlords withstand the mortgage mess?  The UK is in economic turmoil, and the property industry is being hit hard. Interest rates and energy bills are up. And understandably, a lot of landlords are getting flashbacks to 2008’s financial crisis and wondering if they can weather this latest storm too. There is …

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                Mortgage Rates: From Bad to Worse?

                Today’s blog is by ​​Stephen Smith, a non-executive director and consultant in financial services, with 40 years experience in the mortgage industry. He joined us on Friday 4th November for a deep dive into the current economic turmoil, so be sure to watch the replay! Are buyers in a worse position now than in the …

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                  Mortgage Relief: The ‘Rishi’ Effect

                  The Rate Honourable Rishi: Lenders loosen up in response to the new PM But just a few days after Rishi Sunak took the reins as the new Prime Minister, there was talk of a confidence-boosting ‘Rishi Effect’ on the financial sector, including some lenders dropping their rates. Liz Truss might have left 10 Downing Street, …

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                    What You Need to Know About the Mortgage Industry Today

                    What is happening in the mortgage industry at the moment and why are landlords so worried? Due to the ongoing instability of the financial markets, the mortgage industry continues to experience unprecedented levels of uncertainty with interest rates still rising and many rates and products being pulled. Not knowing how much your monthly mortgage payments …

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                      Sign Up NOW: How Can Landlords Survive the Economic Turmoil?

                      Join Mashroom on Friday 4th November at 3pm to find out how your property portfolio can survive the financial crisis. Interest rates and energy bills are up and it’s hitting the property industry hard. According to the Telegraph, nearly two thirds of landlords will be coming to the end of their fixed-rate deals between now …


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                      Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, register.fca.org.uk or by contacting the FCA on 0800 111 6768

                      Mashroom Mortgages is a trading name of Emash Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
                      Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.
                      Emash Ltd. Registered Office: 21 Navigation Business Village Navigation Way, Ashton-On-Ribble, Preston, Lancashire, England, PR2 2YP. Registered in England Number: 11735831.