Mortgage Market

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    Landlords Leaving and Licensing: Is it all bad news?

    With some landlords selling up, is now the time to snap up a bargain? With the current cost-of-living crisis dominating the news (and our bank balances) it seems like bargains are hard to come by at the moment. However, according to some recent research by Hamptons, if you’re in the market for a new property, …

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      Are Landlords Turning a Financial Corner?

      Is landlord lending turning a corner? The cost-of-living crisis has brought everything financial into sharp focus, and landlord lending is no exception. However, could it be turning a positive corner? The experts certainly seem to be hopeful.  Increased number of Buy-to-Let Loans Money comparison experts have said this week that the increased number of buy-to-let …

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        The Worst of Times: Are Landlords in the Eye of a Perfect Storm?

        The perfect storm: Can landlords withstand the mortgage mess?  The UK is in economic turmoil, and the property industry is being hit hard. Interest rates and energy bills are up. And understandably, a lot of landlords are getting flashbacks to 2008’s financial crisis and wondering if they can weather this latest storm too. There is …

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          Mortgage Relief: The ‘Rishi’ Effect

          The Rate Honourable Rishi: Lenders loosen up in response to the new PM But just a few days after Rishi Sunak took the reins as the new Prime Minister, there was talk of a confidence-boosting ‘Rishi Effect’ on the financial sector, including some lenders dropping their rates. Liz Truss might have left 10 Downing Street, …

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            Sign Up NOW: How Can Landlords Survive the Economic Turmoil?

            Join Mashroom on Friday 4th November at 3pm to find out how your property portfolio can survive the financial crisis. Interest rates and energy bills are up and it’s hitting the property industry hard. According to the Telegraph, nearly two thirds of landlords will be coming to the end of their fixed-rate deals between now …

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              Know Your Rights: Renting to Family and Friends

              While renting to family and friends may seem like the easiest thing to do, you still need to know your rights It might seem like the perfect situation – you have a property that you want to let out, and a friend or family member is in need of a place to call home. Instead …

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                First-Time Buyers: Could you grow your deposit with a buy-to-let?

                Getting on the property ladder as a first-time buyer is hard, so should you consider investing in a buy-to-let instead? With house prices breaking records over the last six months, and some predicting a house price fall, many people will be wondering if it’s the right time to buy a property for the first time. …

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                  How do I become a full-time landlord?

                  Do you have dreams of landlording full time? Whether you’ve already bought your first buy-to-let or you’re saving towards it, if your ultimate goal is landlording full time, how can you make that happen for yourself? Sadly, there’s no speedy way to get there (unless you are lucky enough to win the lottery!) but there …

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                    Should You Sell Up or Rent Out?

                    So you’re looking to move on to a new home and you’re not sure if you should sell your current home or rent it out. There are a growing number of people who are looking to move, but who either can’t or don’t want to sell their house. While traditionally home owners would sell their …

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                      Mortgage Applications Driven by Bountiful Buy-To-Let Surge

                      A record-breaking surge in buy-to-let companies is driving new mortgage applications.  A flood of buy-to-let companies were set up in 2021 – with half of new buy-to-let mortgages taken out by a firm rather than by individual landlords.  Hamptons the Home Experts UK have reported that 47,400 buy-to-let companies started in 2021, with most of …


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                      Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, register.fca.org.uk or by contacting the FCA on 0800 111 6768