Mortgage Market

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    Mortgage Providers Slam the Doors on the PRS

    There have been impassioned pleas for landlords to open their hearts and their portfolios to asylum seekers, but research has shown that over 75% of mortgage lenders are slamming the doors.  The Mirror newspaper has conducted an investigation and claims that 55 out of 75 mortgage lenders have conditions built into their small print which …

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      Who are today’s landlords?

      If you asked the general public who landlords are, no doubt you’d hear a lot of the old cliches. The assumption is that landlords tend to be older, male – and usually rolling in dough. But these days, it’s just not true! We broke down the Bank of England base rate and showed why we …

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        Buy-to-Let : The Complete Guide

        Thinking of becoming a landlord but aren’t sure where to start? Our buy-to-let starter’s kit helps you with everything there is to know about investing in bricks and mortar. The UK rental market continues to go from strength to strength, with a quarter of all homes expected to be in the private rental sector by …

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          A Guide to Changing to a Buy-to-Let Mortgage

          Switching from a residential mortgage to a buy-to-let mortgage typically happens when you decide to rent out the home you previously lived in.  A buy-to-let mortgage is a mortgage you get when you want to rent out a property to tenants in order to gain an extra bit of income.  Whether you’re thinking of getting …

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            A Guide to Applying for a Buy-to-Let Mortgage

            If you’re planning on renting out the property you intend to buy, then a buy-to-let (BTL) mortgage is what you need. So that you have a clearer idea of what a BTL entails, we have put together this guide to help feel prepared for your application process. What documents do I need when applying for …

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              Which Cities Offer the Best Buy-to-Let Opportunities in 2021?

              Which cities offer the best buy-to-let opportunities in 2021? There is no doubt that 2020 has been, to say the least, a tumultuous year for the property market in the UK and even more so in London.  The uncertainty and doubt in the market’s future performance fuelled by the global pandemic brought fears of a …

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                A Guide to Rental Yields

                As a landlord that has most probably decided to enter the buy-to-let property market, your priority is to determine whether your investment will be sound and worthwhile, in addition to having a clear understanding of what your return on investment will be.  A very useful reference point in understanding and navigating the buy-to-let property market …

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                  6 Things BTL Lenders Look For

                  Whilst buy-to-let mortgages are similar to residential mortgages, it’s important to know what to expect when making an application to a lender. You’ll need a buy-to-let mortgage if you want to buy a home with the intention of renting it out. And to make yourself appear uber-attractive to a potential lender, we’ve put these six …

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                    What Deposit Do I Need For a Buy-to-Let Mortgage?

                    Whether you’ve got 10 properties to your name or just have the one rental property, you will need a buy-to-let mortgage if you don’t own the property outright. Buy-to-let mortgages are a lot like residential mortgages, with a few important distinctions. The first difference is that you need a bigger deposit, and the second is …


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                    Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, register.fca.org.uk or by contacting the FCA on 0800 111 6768