Mortgage Market


    Is Now the Time for Landlords to Invest?

    Refinancing in the current economic climate Managing mortgages is never fun, is it? When you’re facing refinancing, even less so. With interest rates bouncing around all over the place, it is a worrying time for everyone, and no one more so than for landlords.  To try and clarify exactly what is happening with the money …


      What You Need to Know About the Mortgage Industry Today

      What is happening in the mortgage industry at the moment and why are landlords so worried? Due to the ongoing instability of the financial markets, the mortgage industry continues to experience unprecedented levels of uncertainty with interest rates still rising and many rates and products being pulled. Not knowing how much your monthly mortgage payments …


        Everything You Need to Know About Remortgaging Your Home 

        A third of all home loans in the UK are remortgages, and refinancing your property can be a handy way to reduce monthly mortgage payments, save money in the long run and even access more equity. But how do you know when it’s the right time to remortgage your home and how you should approach …


          What To Do When Your Fixed-Rate Mortgage Term Ends

          If you’ve opted for a fixed-rate mortgage, you will know that your interest rates don’t fluctuate and that you’ll be paying the same level of interest every month. Fixed-rate mortgages are usually not only fixed in terms of interest levels but also in terms of time. So what happens when your fixed-rate deal ends? How …


            How LTV (Loan To Value) Affects Your Remortgage

            If you are faced with the option of remortgaging for the first time, this guide is for you. Remortgaging is simply changing your current mortgage deal for another one and is usually something people do to lower their monthly repayments. Here’s everything you need to know about how your LTV (loan to value) can affect …

            Tenancy deposit
            Money shield
            Local heroes
            Approved code
            Property ombudsman
            Open banking
            Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, or by contacting the FCA on 0800 111 6768

            Mashroom Mortgages is a trading name of Emash Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
            Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.
            Emash Ltd. Registered Office: 21 Navigation Business Village Navigation Way, Ashton-On-Ribble, Preston, Lancashire, England, PR2 2YP. Registered in England Number: 11735831.