Recently, we looked at chain-free buying and what it means for homeowners. However, there is another term you might come across and not instantly recognise: no onward chain. If you’re not familiar with the world of buying a property without a chain, these terms can add more confusion – especially when there isn’t much readily …
Buying a house is a big deal. In fact, for most of us, it is the biggest financial investment we will ever make. And, unless you are Jeff Bezos, you will probably need a mortgage to help you purchase your home. Getting a mortgage can seem like a rather terrifying, complex and prospect, and it …
Switching from a residential mortgage to a buy-to-let mortgage typically happens when you decide to rent out the home you previously lived in. A buy-to-let mortgage is a mortgage you get when you want to rent out a property to tenants in order to gain an extra bit of income. Whether you’re thinking of getting …
For many first-time buyers, it can be difficult to afford a deposit for a house. But, don’t worry – several schemes can help you to buy your own home. One of these schemes is Rent to Buy. So keep reading to learn more about how it works.
What are mortgage calculators? A mortgage calculator is often the first step on your journey to owning a property – whether that be your first home or your next buy-to-let. It’s a tool that gives you an idea of how much you can borrow and the type of deals currently available to you, based on: …
If you’re planning on renting out the property you intend to buy, then a buy-to-let (BTL) mortgage is what you need. So that you have a clearer idea of what a BTL entails, we have put together this guide to help feel prepared for your application process. What documents do I need when applying for …
Which cities offer the best buy-to-let opportunities in 2021? There is no doubt that 2020 has been, to say the least, a tumultuous year for the property market in the UK and even more so in London. The uncertainty and doubt in the market’s future performance fuelled by the global pandemic brought fears of a …
Choosing a mortgage for a new home is one of the biggest financial decisions you will ever make. Therefore, it is really important to get it right! A good way to double check your decisions is to get a mortgage advisor… but what exactly does a mortgage advisor do? If this is the question on …
Unfortunately, bagging your dream home can be curtailed by a number of things. Being unable to get a big enough mortgage can be an issue that arises. Keep reading if you want to learn some nifty tips and tricks to help you secure a bigger mortgage and get your hands on your dream house! First …
As a landlord that has most probably decided to enter the buy-to-let property market, your priority is to determine whether your investment will be sound and worthwhile, in addition to having a clear understanding of what your return on investment will be. A very useful reference point in understanding and navigating the buy-to-let property market …
