Mortgage Market

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    Where Should You Spend? Weddings vs First Time Buyers

    Weddings have been known to break the bank for brides and grooms across the nation, but could couples be prioritising becoming first time buyers instead?   Creating the picture-perfect day can be stressful mentally and financially for couples. Couples can definitely save when it comes to big investments like mortgages, but that doesn’t mean saying ‘I …

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      First Time Buyers: What you need to know

      How do you prepare for your first call with your mortgage advisor? There are many stressful things in life (welcome to adulthood!), but one of the most regularly stressful things is moving house. But if you thought moving home from one rental home to another was stressful, you might need to prepare yourself for applying …

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        Keeping Up With The Bridget Jones’s

        The world is seemingly designed for couples. Whether it’s the happily ever after of most films or the tax breaks available when you marry. There seems to be little incentive for staying single in a world with an ever increasing bias towards more traditional long-term partnerships. And nowhere is that bias more obvious than in …

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          Your Guide to Help To Buy Mortgages

          Help to Buy Mortgages are a hot topic for first-time buyers across the country. Before getting a mortgage on your first home, it’s important to know the exact differences between a normal mortgage and a Help to Buy mortgage, so you can make the decision that’s right for you. We’re taking a look at what …

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            A Step-by-Step Guide to Buying a Home

            Getting the keys to your new home is a good reason to turn the excitement levels up to 11. Whether you’re a first-time buyer or moving up the property ladder, there aren’t many bigger purchases we make than that of bricks and mortar. And while buying a home is super exciting, unfortunately, it’s not always …

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              A Beginner’s Guide to Mortgages

              Buying a house is a big deal. In fact, for most of us, it is the biggest financial investment we will ever make. And, unless you are Jeff Bezos, you will probably need a mortgage to help you purchase your home. Getting a mortgage can seem like a rather terrifying, complex and prospect, and it …

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                What is Rent to Buy and How Does It Work?

                For many first-time buyers, it can be difficult to afford a deposit for a house. But, don’t worry – several schemes can help you to buy your own home. One of these schemes is Rent to Buy. So keep reading to learn more about how it works. 

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                  How to Save Money When Buying a Home

                  So, you’re thinking of buying a new home? That’s great news! Is it a trendy three-bed terrace in a cul-de-sac? Or do you fancy a penthouse apartment with city views? Whatever the property type, we’re sure you’re excited about your soon-to-be new home. But wait. It’s not all plain sailing? You’re getting a bit tired …

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                    95% Mortgages: Everything We Know So Far

                    It’s not often that Boris Johnson speaks, but when he does, he makes sure there are soundbites aplenty. And this time was no exception For all the talk of Covid-19, there was some refreshing news that came out of the virtual Conservative Party conference, where Mr. Johnson gave a speech to fellow party members – …

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                      How to use my Help to Buy ISA or Lifetime ISA

                      So you’re looking for a new home and already find the whole process confusing before you’ve even hopped onto a property portal like Rightmove or Zoopla. You come across terms like “Help to Buy’ and ‘Lifetime ISAs’, which sound great, but you don’t really know what they do. Don’t worry, because you’re not the only …


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                      Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, register.fca.org.uk or by contacting the FCA on 0800 111 6768