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    Huge Fines and New London Licensing Schemes

    Another week, another fine and licensing scheme announced. Here’s everything you need to know. £300,000 fine for veteran landlord Nirpaul Riat, who was awarded an OBE in 2011 for services to charity, for has been hit with a huge £300,000 fine due to two DECADES of managing illegally converted houses. This is one of the …

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      Don’t Panic! A Landlord’s Guide to Section 21

      The loss of Section 21 is like the never-ending story, there has been talk of no fault evictions being on the way out for literally years, but it really does look like Section 21’s days are numbered now The Rental Reform Bill recently went before Parliament, so it’s finally happening. But will it really affect …

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        Mortgage Chaos: Are We Getting to the Peak?

        The mortgage industry has been in turmoil for months now, interest rates increasing with alarming regularity and as of June 2023 the base rate is set at 5% with no indication of it coming down anytime soon. So if your remortgage is coming up or you’re looking to buy a property in the near future, …

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          Critical Illness Cover Vs Income Protection

          We all know Life Insurance pays out on death, but what happens if you fall critically ill? Are you covered then? If you were diagnosed with a life-threatening illness or had a severe accident, do you have the financial buffer to support yourself and continue to cover your outgoings? Additional cover like Critical Illness or …

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            Leasehold Warning and Council Tax Exemptions

            We’ve all seen the doom and gloom headlines about the cost-of-living crisis tightening the screws across the country, but there could be some positive news on the horizon! It’s been a while since we’ve been able to share any good news, thanks to rising rent arrears, mortgage woes and the potential loss of Section 21. …

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              5 Ways to Take all the Risk Out of Renting

              Risk Free Renting Landlord’s finances are in trouble like never before. It’s never been more important to protect your rent and get the right tenant for the minimal cost – which is exactly where Mashroom can help you! We break down the current 5 key risks, all of which could cost you tens of thousands …

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                The Rising Risk of Rent Arrears with Paul Shamplina

                The one good thing about landlording at the moment is healthy rents – but actually, they are putting you at more risk of rent arrears. Landlording can be a tough gig. But, when the rent is coming in, your mortgage is paid and you can provide someone with a safe and comfortable home, that makes …

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                  What is Family Income Benefit?

                  After you’re gone, Life Insurance may ensure your mortgage is paid off, but what about the additional monthly bills that keep coming? It’s easy to think that the worst will never happen… until it does. Having Life Insurance is a no-brainer, as it means that large-scale costs, like your mortgage, are paid off. But that …

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                    What Are the Best Add Ons for Your Life Insurance Policy?

                    The NHS is something we should all be very grateful for – but could add ons in your life insurance policy provide you with even more security for your health?  Did you know that only around 46% (less than half!) of the medicines that are approved for use in the UK actually become available on …

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                      Everything You Need to Know About the Loss of Section 21

                      Section 21 has got to be one of the biggest sticking points in the rental world right now.  Is it staying, is it going, is it morally fair, should it be used in place of a Section 8 for ease? Whatever your thoughts on the eviction process, one thing is for certain, if you own …


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                      Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, register.fca.org.uk or by contacting the FCA on 0800 111 6768