70% of people in the UK don’t have life insurance. That means that when you die there won’t be any payout to help your family cover Inheritance Tax, funeral fees or any other costs. As well as the emotional turmoil of grief and loss, there are practical matters you may not have ever considered. And …
The Bank of England is hardly making itself popular at the moment, least of all with property owners, many of whom are facing yet another mortgage hike following the 13th interest rate raise in a row. The base rate jump, taking interest from 4.5% to 5%, sees mortgages across the country creep up again – …
Section 21 IS going. But what does that mean for landlords? Are you going to lose all power to repossess your property? And the big question – will Section 8 really be enough to replace Section 21? Paul Shamplina joins us to talk about: What the loss of Section 21 means in practical terms Whether …
Is Life Insurance top of your landlord’s must-have list? No? Well, it really should be. We caught up with Monica Bradley, company director of MB Associates, to chat about why landlords who don’t insure themselves are playing a risky game. Not one that will backfire on them, admittedly, but one that really could leave their …
From spikes in inflation, the turbulent political landscape, legislation changes… It’s been a tricky time for landlords. There’s been plenty of change in the property market over the past few months. However, despite the upheaval, with a glut of landlords leaving the market, things have looked pretty positive for the remaining landlords (although not so …
Death and taxes, the two inevitabilities. So what do landlords need to know about them? Overwhelmingly the press love to paint landlords as being the property bad guys, but actually, if the queries that we hear across the board are anything to go by, the reality couldn’t be further from the truth. As well as …
The average age for claiming on critical illness cover is between 49 – 54 The most claimed for illnesses are: … And that’s not taking into consideration the two-year backlog in the NHS for appointments. The odds of you or a family member facing a life-threatening condition are pretty high, but only 7% of the …
No one wants a tenancy dispute, so how can you avoid them or make them run more smoothly if they do happen? We caught up with Lisa Williamson, senior partner at Independent Adjudication Services, to get the lowdown on how to manage any issues that may arise if you and your tenant decide to part …
Have you been putting off the life insurance question because you’ve got plenty of time to sort that out later? Well, here’s the thing: none of us actually know when we’re going to die. If you’re married, if you have kids, what would happen to them once you’re gone? Only 30% of people in the …
We keep hearing how landlords are fleeing the market, and as such, there is a rental property supply crisis Landlords are down, tenants are up and frankly, there’s not enough properties on the market to stem the flow. Good for the landlords left… on paper. However, recent analysis by Capital Economics highlighted that a reinstatement …
