What are mortgage calculators? A mortgage calculator is often the first step on your journey to owning a property – whether that be your first home or your next buy-to-let. It’s a tool that gives you an idea of how much you can borrow and the type of deals currently available to you, based on: …
Choosing a mortgage for a new home is one of the biggest financial decisions you will ever make. Therefore, it is really important to get it right! A good way to double check your decisions is to get a mortgage advisor… but what exactly does a mortgage advisor do? If this is the question on …
Unfortunately, bagging your dream home can be curtailed by a number of things. Being unable to get a big enough mortgage can be an issue that arises. Keep reading if you want to learn some nifty tips and tricks to help you secure a bigger mortgage and get your hands on your dream house! First …
The coronavirus pandemic has left many with a feeling of uncertainty about the future. Fortunately, homeowners who are feeling anxious about money-related circumstances related to their home can apply for a mortgage holiday, easing the financial burden placed on them by Covid-19. Since the start of the outbreak, over two-million homeowners have taken out a …
Have you ever noticed the words “chain free” when searching for a new home? If you have, it means you were looking at a property that didn’t require an onward purchase to complete, which reduces the chances of the chain breaking down. And if you’re not relying on anyone buying your home either, you can …
Property chains have the potential to be a nuisance, especially if the chain breaks and causes the sale or purchase of a house to collapse. With the majority of property sales taking place through a chain, it shouldn’t come as a surprise that alternative options are in place to safeguard your move should the chain …
Cash: money in coins or notes, as distinct from cheques, money orders, or credit. You may have come across the term “cash buyer” when buying and selling property. You have more than likely seen “cash buyers only” when browsing homes on property portals like Rightmove and Zoopla. But what exactly is a cash buyer? Drumroll …
They say that life’s only constants are death and taxes. But for many, being tangled up in a property chain seems inescapable when buying or selling a home. Property chains have the ability to delay – and even collapse – a house purchase, leaving both buyers and sellers feeling extremely frustrated. If you’re in the …
How do estate agents value your house? So you’ve decided to sell up and move on, but before you can buy that brand new home, you need to get the one you want on the market! Understanding the value of your current home will be a key part of your next mortgage, so it’s worth …
Your initial asking price is an important decision as it will impact the level of buyer interest you can expect to receive, as well as the eventual offer amounts. List your property for too much and you might put yourself out of some buyers’ price bands, resulting in your property taking longer to sell. Underprice …
