Rent Guarantee Insurance

Register your interest

Rent Guarantee Insurance

Even the best tenants can run into problems which make it hard to pay rent. Don’t risk leaving yourself out of pocket
Register your interest
Get more security for your rental income

Get more security for your rental income

Rent guarantee insurance pays the rent when your tenant can’t

Expert legal protection

Expert legal protection

Relax safe in the knowledge that you get legal cover for up to £50,000

Get advice when you need it

Get advice when you need it

Cover the cost of repossessing your property and get access to a legal advice helpline

Here’s how it works.

Get your quote

Enter a few details about your rental property, this will help us to calculate a quote based on the information you provided.

Get your quote

Choose your cover

Once you receive your quotes, you'll be able to choose a cover option and a date you'd like the cover to start.

Choose your cover

Relax knowing you're covered

That's it! We'll send the documents to your Mashroom account so that you can access them with ease. Plus, you will have extra peace of mind knowing that you are covered if your tenant can’t pay the rent.

Relax knowing you're covered

Don’t get caught out of pocket

Cover yourself with rent guarantee insurance and ensure that you don’t lose out on rental income if your tenant can’t keep up with the rent

Get covered

Any questions left?

Rent guarantee insurance (RGI) covers you for up to £4,000 per month or £50,000 per year in the event that your tenant is no longer able to pay the rent. It also includes the cost of repossessing your property and legal proceedings if you need to evict your tenants. Other benefits of RGI include pursuing the rent owed by tenants and alternative accommodation if you need the property back to live in.

In the event you need to make a claim, rent guarantee will kick in and cover you against unpaid rent for up to 12 months.

Landlords who have referenced their tenants and have an Assured Shorthold Tenancy (AST) in place are eligible for rent guarantee insurance. You will also need to have the tenant’s security deposit stored in an official tenancy deposit scheme.

The cost of rent guarantee insurance depends on several factors, such as the type of property, your level of rental income, how comprehensive the cover is, and whether or not legal cover is included in the policy.

Rent guarantee insurance offers added peace of mind to landlords. Even the best tenants can find themselves in difficult circumstances, and having rent guarantee insurance in place protects you against any potential issues that may arise where your tenant can’t pay the rent.

You will need to professionally reference your tenants to qualify for rent guarantee insurance.

You can buy rent guarantee insurance through Mashroom. We provide cover for landlords who want to protect their investment and reduce the stress that comes with having a tenant who can’t pay their rent.

Something else? Let us know.