Contents Insurance
Protect your belongings with contents insurance designed for tenants
Fully furnished protection
Contents insurance covers any furniture, clothes and electrical items in your home.
Comprehensive cover
Safeguard your contents for up to £50,000 against fire, theft, vandalism, accidental damage and more
Alternative accommodation
You’re covered for up to £10,000 worth of rent or alternative accommodation should you need it
Here’s how it works.
Get your quote
Choose the contents insurance cover option and enter a few details about your home and belongings. This will help us calculate the quote based on the information you provide us.
Contents insurance option
Once you receive your quotes, choose a contents insurance cover option. After purchasing your contents insurance cover, you will be insured from your chosen date.
Get your cover
We will send the documents to your Mashroom account so that you can access them with ease. Plus, you will have extra peace of mind knowing that your belongings are covered against theft and accidental damage.
Be content with your contents
Your belongings are important, so it’s only right that you protect them from theft and damage
Get contents insuranceAny questions left?
Contents insurance covers you against loss, theft or damage to the belongings kept in your home. These include furniture, electronics, jewellery, kitchen items and, in some cases, bicycles – as long as they’re kept in the home.
If an item in your home is stolen, damaged or lost, you can recover the cost using contents insurance. Your provider will ask you questions surrounding the incident, and if they are satisfied with your claim, they will either replace the item or pay out the value of its worth.
Anyone who has a roof over their head is eligible for contents insurance, including landlords and tenants. Landlords may wish to get contents insurance if they furnish the property, while renters should explore getting cover if they have any personal belongings in the property.
The cost of contents insurance varies depending on the value of the items you want to cover. According to The Money Advice Service, however, the average cost of contents insurance is £59.22 annually, which equates to £4.93 per month.
If you’re a landlord, you should get contents insurance if you let your property furnished. Doing so will offer peace of mind if the furnishings of your property are damaged during a tenancy.
Getting contents insurance as a landlord isn’t compulsory. However, if your property is offered furnished without cover, you will be liable to pay for the cost if your furnishings are damaged, lost or stolen.
Buildings insurance covers the exterior of the property and fixtures and fittings inside the home. These include elements like the bathtub, toilet, kitchen countertop and integrated appliances. However, it doesn’t cover furnishings. These are only covered by contents insurance.
Student contents insurance is a policy that covers the belongings of a student while they’re living in halls or a shared student house. Items include clothes, furniture and electrical items.
You can get contents insurance with Mashroom. We use Ageas to provide comprehensive contents insurance for your home, whether you’re a landlord, tenant or student. Prices start from just £38.