Another policy we offer at Mashroom is Contents Insurance. Contents Insurance is a policy all tenants need in order to make sure the belongings within their properties are secure and safe. This is different from Home Emergency Insurance and Rent Guarantee Insurance policies, which are taken out solely by the landlord can relate to the property itself and the income it generates, respectively. The Contents Insurance policy simply focuses on the contents within the property not the property as a whole and can only be taken out by the tenant.
At Mashroom, our Contents Insurance policies are quoted for on a monthly rolling plan with no hidden fees. The Contents Insurance policy covers items such as furniture, clothes, and household electrical goods, such as your freezer, hair straighteners, microwaves, and kettles. As many of us are now working from home more regularly, it is important to note this also includes your home office as it includes computers, laptops, mobile phones, printers, and general office equipment.
The Contents Insurance policy at Mashroom starts from the date the policy becomes active, where monthly payments will thereon be issued. If you are someone who travels a lot, a Contents Insurance policy could turn accidental damage to your belongings from a costly disaster to a minor inconvenience. Mashroom offers an out-of-home add-on in this scenario, which is suitable for travelling. With this add-on, the belongings you are travelling with, excluding photography equipment, musical equipment, and jewellery, will be protected against theft and accidental damage if you travel anywhere within Europe, plus worldwide travel for a period of 60 days. For the cyclists and bike owners amongst us, Mashroom’s Content Insurance policy covers bicycles, including unintended loss or damage anywhere in Europe; however, this does not include scooters or motorbikes.