Home Emergency Cover

Cover your tenanted property against unforeseen circumstances that make it uninhabitable, with our Home Emergency Insurance designed for landlords.

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Covered up to

£1000

per emergency

Cover for

£130

for 12 months

Total of

£250

for overnight accommodation

What's covered?

Boiler breakdown

Repairs following complete failure to function or breakdown of the main source of heating in your property.

Failure of gas or electric supply

Repairs following the result of a complete failure of the domestic gas or electric supply in your property.

Plumbing issues

Repairs following the result of a failure, blockage, leak or damage to the internal plumbing and drainage in your property.

Damage to doors, windows or locks

Repairs following an emergency which occurs as a result of failure to function or damage to the external doors, windows or locks in your property.

Overnight accommodation

Up to £100 per tenant for accomodation when there is an emergency which makes your property uninhabitable.

Pest infestation

Repairs following an emergency which occurs as a result of an infestation of pests in your property.

Broken keys in lock

Repairs as a result of the keys to your property unexpectedly breaking, becoming lost or getting locked inside your property.

Roof damage

Repairs to the roof of your property following an emergency which occurs as a result of adverse weather conditions or fallen trees.

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See what people say

So impressed. Excellent service, support and professionalism.

I am so impressed with Mashroom. Their service is professional, their support as a new landlord to the platform five star. A welcome alternative to Estate agents who in my experience are over paid and under perform!!

Caroline Scott

A unique and time saving innovation. Thank you Mashroom.

Refreshing and user friendly. So much easier than the traditional process. Being able to speak to the landlords direct and building a relationship of trust early on I found to be hugely beneficial. At last, a unique and time saving innovation.

Allen Panter

Actual Landlords Relief!

So easy to navigate and top quality site and services. Complete transparency that’s why i trust them!

Shazia Nawaz

Don’t let an emergency catch you off guard

Protect your pocket from the stuff you can’t plan for with Home Emergency Insurance.

Still got questions?

We've got answers. Click here to see our FAQs.

What is home emergency insurance?

Home emergency cover insures your property against sudden and unforeseen circumstances that make the home uninhabitable for tenants. It covers emergencies and not issues that are preventable or replacements for appliances and furniture.

What does home emergency insurance cover?

You’re covered against unforeseen circumstances in the property, which include things like lost keys, boiler breakdown, loss of water and electrical faults.

How much is home emergency insurance?

Home emergency insurance costs £130 for complete cover.

Is home emergency insurance worth it?

Things can go wrong around the home from time to time, and it’s even harder to get control over the situation if you’re the landlord and are located somewhere else. Home emergency insurance provides added security in case something unexpected happens in your tenanted property.

Is it compulsory to have home emergency insurance?

Landlords aren’t required to get home emergency insurance, but having a policy in place means you won’t have to pay for costly emergencies around the home, such as the boiler breaking or electrical problems.

What isn’t covered by emergency insurance cover?

Anything that isn’t classed as an emergency won’t be covered. These include things like water dripping from the tap and escaping safely down the drain, a plug that needs a fuse replacement or the heating making a noise but still working.

It’s important you understand what is and isn’t covered by the Home Emergency Insurance. The examples and descriptions above are only intended as a guide and you will be able to find the full details in the policy document and Insurance Product Information Document. We do not provide personal recommendations regarding the arrangement of insurance cover. By asking us to quote for, arrange or handle your insurances, you are providing your informed agreement to our Terms of Business.

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Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, https://register.fca.org.uk or by contacting the FCA on 0800 111 6768

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