First things first, what does an independent financial advisor do? Looking to invest? Maybe you want to grow your rental business? You need money to invest and to grow your portfolio, so an independent financial advisor might be worthwhile for you. They are completely up-to-date with what is going on in the financial world and …
The cost-of-living crisis will hit everyone – landlords and tenants alike. So how can you prepare for it? It has been a long few years and it seems it’s just one crisis after another, with the cost-of-living crisis following swiftly on the heels of the pandemic and multiple lockdowns. But what exactly is causing the …
Research has found that a whopping nine out of ten landlords expect rising inflation to impact their investment property maintenance costs. Landlord portfolio platform GetGround created a poll and the results showed that more than half (52%) of respondents expect the cost to jump between 25% – 50%. And 10% of those surveyed expect an …
In today’s Spring Statement from the government, what’s blooming and what’s a bust for landlords? So, it’s been five months since the Autumn budget which saw rises in inflation and National Insurance. Even Martin Lewis, renowned money saving expert, has declared that the government needs to step up and support people through a time of …
In a bid to offset the upcoming rises in the cost of living, the Bank of England has increased interest rates for the third time in four months. These rates (which have gone from 0.5% to 0.75%) were last seen in March 2020, when a certain virus sent us all into lockdown and our economy …
Is your debt holding you back? From store cards to credit cards, it seems like very little is out of reach these days, as we can all buy now and pay later. It’s made for a booming few years, where we have been able to have all we want – from the latest fashions to …
Are you relying on your buy-to-lets to fill your pension pot? The current UK retirement age is 66, but this age is set to rise to 67 if you’re born after April 1960. If you’re born after April 1977, it creeps up to 68. The current full state pension in the UK is £179.60 per …
Mortgage tax relief changes are causing 37% of landlords to consider selling their rentals. Keeping up with tax changes is no easy task, and landlords already have plenty on their to-do lists. The Landlord Works has recently stated that more than a quarter of landlords with larger portfolios of 20 or more buy-to-lets have already …
A rethink for net zero is being considered by senior Cabinet Ministers as the UK faces the biggest cost of living crisis in a generation. During the international COP 26 hosted in Glasgow in 2021, the government set the goal to hit ‘net zero’ by 2050. But with the cost-of-living climbing ever higher, Cabinet Ministers …
It was announced today that the Bank of England is raising interest rates to 0.5% from 0.25%, which is sure to fuel a financial crisis for households throughout the country. This is the second increase since the rates were slashed in early 2020, thanks to the pandemic, and is the first back-to-back rise since 2004. …
