Tax isn’t exactly the most exciting topic in the world, but as a landlord, understanding your tax responsibilities is pretty important. Of course, not all tax is created the same, and this particular guide will help you navigate the intricate details of Capital Gains Tax (CGT). So, if you’re looking for more information on Capital …
According to the Homes (Fitness for Human Habitation) Act 2019, a rental property must be safe, healthy, and free from things that could cause serious harm in order to be considered fit for human habitation. It was passed in order to give tenants more power when renting a property from a landlord that is not …
We all have our vices: a glass of wine on a Monday night, binge-watching reality TV… and it turns out half of the UK admit to wiling away their evenings indulging in “property porn”. It turns out we’re an unashamed nation of knob oglers with a thing for cornicing and ceiling roses, we’re red hot …
If you’re looking into applying for a mortgage, then you’ve most likely come across the term “buy-to-let”. So we thought it might be a good idea to provide a handy guide that looks at buy-to-let options, and how they differ from residential mortgages. What’s the difference between buy-to-let and residential mortgages? The main difference between …
As a tenant of a rental home, it’s vital to understand what fees you can be charged – and just as importantly, what fees you cannot be charged by your landlord or the letting agent. There are clear and strict government guidelines put in place to regulate the activities of landlords and agents and what …
Have you ever noticed the words “chain free” when searching for a new home? If you have, it means you were looking at a property that didn’t require an onward purchase to complete, which reduces the chances of the chain breaking down. And if you’re not relying on anyone buying your home either, you can …
If you’re planning on renting out the property you intend to buy, then a buy-to-let (BTL) mortgage is what you need. So that you have a clearer idea of what a BTL entails, we have put together this guide to help feel prepared for your application process. What deposit do I need for a buy-to-let …
So, you think you’ve found your perfect rental. The only thing left to do is gather up your stuff and move in, right? Not quite. As a tenant it is really important that you’re aware of your own responsibilities, but also, the legal obligations of your landlord. Oftentimes, things can slip under the radar if …
When you come to sign a tenancy agreement, you are entering a contract with the landlord, who throughout your tenancy will often be your first or main point of contact. A good landlord will be able to address issues with the property in a timely manner, be easily accessible for communication, be responsible of his …
Absent landlord: If you are unable to contact the landlord directly they are known as being ‘absent’. If this is the case, don’t fret, your first point of contact should be the letting agent. Administration fee (Wales only): This is a fee charged by the letting agency and paid by the tenant that covers …
