What Rates Will Impact Buy-to-Lets Hardest?

    Mortgages are a big part of life – probably the biggest debt most of us have, but often something that we don’t entirely understand.  On the Mashroom Show, we always stress the importance of engaging with a good broker when you are looking at taking on a mortgage, but of course, it’s really helpful to …


      Does Your Agent Have Your Back?

      Trusting a third-party with potentially your biggest asset, and potentially paying up to 12% of your income for the privilege, is a leap of faith and it’s not something you enter into lightly So, with average costs coming out at anything from 8-12%, why are landlords still handing over the reins to agents? We asked …


        Why Landlords FAIL: Disruptive Tenants

        Property is a wise investment and has been for a long time. But it is possible to fail as a landlord, so our latest series will break down the pitfalls – and how to avoid them! If you’re a landlord, you’re probably focused on the pros – investing in property can supplement your income, provide …


          Mortgage Debt On The Rise

          This week, a surge in landlords taking on additional mortgage debt – and how even increasing rents by a quarter won’t stop some landlords from feeling the pressure It won’t be news to any landlords watching that mortgage repayments are rising – and the Bank of England is widely predicted to raise the base rate …

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            Landlords, Will Your Later Life Cost You Everything

            So many landlords have invested in property for their retirement, but what happens when you get to retirement? Bricks and mortar are a solid investment, right? Whatever happens in this topsy-turvy world, a property portfolio is always going to stand you in good stead. Sure, it may fluctuate a little bit, but ultimately, it’s all …


              Recession or Recovery: Bank of England Rate Predictions

              Autumn has arrived, and with it comes the approaching update on interest rates by the Bank of England. With less than two weeks left until September 21st, now is a great moment to provide an overview of the latest Buy-to-Let (BTL) Mortgage News and delve into the current market predictions. Throughout this year, the interest …


                More Landlords Are Selling Than Buying

                The number of landlords planning to downsize is at an all time high, according to new research The research by the NRLA, the National Residential Landlords Association, shows that 12% of landlords sold properties in the second quarter of 2023, but only 5% bought. The research also found that 37% of landlords are planning to …


                  Landlords, Is Your Leasehold Property at Risk?

                  Around 20% of English properties are leasehold – but do you understand what that could mean for remortgaging and selling? For many landlords, investing in smaller properties – namely flats and apartments – has been a big part of their business plan. But often, with this sort of property comes an additional complication: a leasehold.  …


                    5 Reasons Your Properties May Be Unprotected

                    So you’ve got your Buildings Insurance. But is it correct? Will it actually pay out when you need it to? What happens when you do all you can to protect yourself with your Buildings Insurance, tick all the boxes and dutifully hold all the correct insurances, only to find, when you need to use them, …


                      5.25% BofE Base Rate: What Does It Means For You?

                      The Bank of England has announced that the base rate will increase by 0.25 basis points, bringing the rate to 5.25% Mashroom Mortgages spoke with an economist from one of the big four banks in the UK yesterday and their thinking was that the Bank of England base rate will peak at around 5.75%, they …

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                      Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, or by contacting the FCA on 0800 111 6768

                      Mashroom Mortgages is a trading name of Emash Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
                      Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.
                      Emash Ltd. Registered Office: 21 Navigation Business Village Navigation Way, Ashton-On-Ribble, Preston, Lancashire, England, PR2 2YP. Registered in England Number: 11735831.