The Mashroom Show


    Mortgage Debt On The Rise

    This week, a surge in landlords taking on additional mortgage debt – and how even increasing rents by a quarter won’t stop some landlords from feeling the pressure It won’t be news to any landlords watching that mortgage repayments are rising – and the Bank of England is widely predicted to raise the base rate …


      More Landlords Are Selling Than Buying

      The number of landlords planning to downsize is at an all time high, according to new research The research by the NRLA, the National Residential Landlords Association, shows that 12% of landlords sold properties in the second quarter of 2023, but only 5% bought. The research also found that 37% of landlords are planning to …


        5.25% BofE Base Rate: What Does It Means For You?

        The Bank of England has announced that the base rate will increase by 0.25 basis points, bringing the rate to 5.25% Mashroom Mortgages spoke with an economist from one of the big four banks in the UK yesterday and their thinking was that the Bank of England base rate will peak at around 5.75%, they …


          Huge Fines and New London Licensing Schemes

          Another week, another fine and licensing scheme announced. Here’s everything you need to know. £300,000 fine for veteran landlord Nirpaul Riat, who was awarded an OBE in 2011 for services to charity, for has been hit with a huge £300,000 fine due to two DECADES of managing illegally converted houses. This is one of the …


            Billions in arrears through rising mortgage rates 

            The Bank of England is hardly making itself popular at the moment, least of all with property owners, many of whom are facing yet another mortgage hike following the 13th interest rate raise in a row.   The base rate jump, taking interest from 4.5% to 5%, sees mortgages across the country creep up again – …


              Taxing Times Ahead

              We keep hearing how landlords are fleeing the market, and as such, there is a rental property supply crisis Landlords are down, tenants are up and frankly, there’s not enough properties on the market to stem the flow. Good for the landlords left… on paper.  However, recent analysis by Capital Economics highlighted that a reinstatement …

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              Mashroom is an appointed representative of Adelphi Insurance Brokers Ltd. Adelphi Insurance Brokers Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Their Financial Services Register number is 594620, with permitted business activities being introducing, advising, arranging, dealing as agent, assisting in the administration and performance of general insurance contracts and credit broking in relation to insurance instalment facilities. You may check this on the Financial Services Register by visiting the FCA’s website, or by contacting the FCA on 0800 111 6768

              Mashroom Mortgages is a trading name of Emash Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
              Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured upon it. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £495.
              Emash Ltd. Registered Office: 21 Navigation Business Village Navigation Way, Ashton-On-Ribble, Preston, Lancashire, England, PR2 2YP. Registered in England Number: 11735831.