First-Time Buyer Mortgages

Buying your first home is both an exciting and scary time. We’re here to help guide you through the process and find the right first-time buyer mortgage for you.
Weekend and evening availability
Weekend and evening availability
We have appointments available at weekends and in the evenings, so that you can book in a time that suits you.
Free mortgage advice
Free mortgage advice
Our expert mortgage advice is free. Our advisors will guide you through every step of the way and will do the application paperwork, so there’s one less thing for you to worry about.
Right deal for you
Right deal for you
We have access to over 12,000 products from over 90 lenders, ensuring that we find the right deal for you. Our advice is always unbiased and free from fees.
Affordability calculator
1. Calculate your mortage
Your income
a year
Deposit
Your outgoings
a month
Mortgage term
years
Borrow up to
£180,000
This means a home worth
£200,000
Paying fees to your broker?
Save up to £500 pounds with Mashroom's free mortgage advice
cashback
2. See mortgages you are eligible for

Your results are an estimate and should not be considered as a mortgage quote. You may have to pay an early repayment charge to your existing lender if you remortgage.

Here's how it works
1
Book a call
As a first-time buyer, things can feel a little daunting. Book in a free call and we'll talk you through what to expect. We're by your side every step of the way.
2
Discuss your options
Simply tell us a bit about you and the type of home you are wanting to buy. We have access to a large variety of mortgages, so you can be sure we'll find the right deal for you.
3
Secure your dream home
Our mortgage advisors will do the application paperwork for you so you don't have to worry. We'll keep you informed of any updates every step of the way, so you can be one step closer to securing your new home!
“As a 1st time buyer it's somewhat daunting but the team have been great explaining the process, listening to my needs as a client and flexible to changing circumstances. I've not felt pressed and am confident I’m in safe hands”
Shaun Holliday
4.8
Frequently Asked Questions
Who qualifies for a first-time buyer mortgage?
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How much deposit do I need to save for a first-time buyer mortgage?
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Are first-time buyer mortgages available throughout the UK?
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Which type of first-time buyer mortgage is best for me?
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How much can I borrow as a first-time buyer?
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When should I apply for a first-time buyer mortgage?
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Regulatory Notice
Your home may be repossessed if you do not keep up with repayments on your mortgage.
 Mashroom Mortgages is a trading name of Emash Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Emash Ltd. Registered Office: 21 Navigation Business Village Navigation Way, Ashton-On-Ribble, Preston, Lancashire, England, PR2 2YP. Registered in England Number: 11 735 831.