At Mashroom mortgages we listen, understand, and find the right deal for you as a landlord. Book a call today and see how much you could save on your buy-to-let mortgage.
Weekend and evening availability
We have appointments available at weekends and in the evenings, so that you can book in a time that suits you.
Free mortgage advice
Our advisors will guide you through every step of the way and will do the application paperwork, so there’s one less thing for you to worry about.
Right deal for you
We have access to over 12,000 products from over 90 lenders, ensuring that we find the right deal for you. Our advice is always unbiased and free from fees.
Calculate your mortgage
1. Calculate your mortage
Borrow up to
Your monthly payment
£167 / mo
Loan to value (LTV): 33.3%
Paying fees to your broker?
Save up to £500 pounds with Mashroom's free mortgage advice
2. See mortgages you are eligible for
Your results are an estimate and should not be considered as a mortgage quote. You may have to pay an early repayment charge to your existing lender if you remortgage.
Here's how it works
Book a free call
If you are thinking about buying your first rental property, book in a call above. With 12,000 products from over 90+ lenders, we can find the right deal for you.
Secure the mortgage
Our mortgage advisors will guide you through the whole process, we're here every step of the way. We'll even sort the application paperwork, so you have one less thing to worry about.
Reduce void periods
Once you've bought your buy-to-let property, we can help reduce void periods by finding you tenants, fast. Simply create your property advert on Mashroom and receive free advertising on Rightmove and Zoopla.
“I used Mashroom for my mortgage, life insurance and home insurance. Steph was amazing, taking all the stress from me at a very stressful time. It was all quick and really easy. I wouldn't hesitate to recommend them.”
Frequently Asked Questions
Do you need a deposit for a buy-to-let mortgage?
Yes, most buy-to-let mortgages require at least a 25% deposit and the interest rates are typically higher than that of residential mortgages. There are some 20% deposits available, but in order to get the best mortgage rates you could be required to place a deposit as high as 40% of the property’s value.
Why should landlords remortgage?
When a landlord first takes out a buy-to-let mortgage, they are entered into an introductory period or fixed rate term, usually for 5 years or less. After this, lenders put you on a Variable Rate mortgage which is generally a lot more expensive. By remortgaging you can get a much better deal and enter into a new introductory rate, saving you £100s a month. Speak to our mortgage advisors today for free, and see how much you could save.
Who can get a buy-to-let mortgage?
There are certain criteria that landlords need to meet in order to be eligible for a buy-to-let mortgage on an investment property:
You already own your own home (outright or with a mortgage)
You have a good credit score
You earn £25,000+ per year
You are under a certain age (usually you can’t be older than 70-75 when the mortgage term comes to an end)
How can I reduce void periods on my rental property in order to meet my mortgage repayments?
Landlords can reduce void periods by ensuring your rental property is advertised far enough in advance so that you have new tenants lined up. You can advertise your property for free on Mashroom, Rightmove and Zoopla, giving you access to millions of renters.
What is the best buy-to-let mortgage rate for me as a landlord?
In order to find the best rate for you, we recommend booking in for a free call with one of our friendly mortgage advisors. With access to 12,000 products from over 100 lenders, we can be sure to find the right buy-to-let mortgage deal for you.
Your home may be repossessed if you do not keep up with repayments on your mortgage. Mashroom Mortgages is a trading name of Emash Ltd which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Emash Ltd. Registered Office: 21 Navigation Business Village Navigation Way, Ashton-On-Ribble, Preston, Lancashire, England, PR2 2YP. Registered in England Number: 11 735 831.