Mortgages

Mind the Gap: Does the Gender Pay Gap Extend to Property?

Mind the Gap: Does the Gender Pay Gap Extend to Property?

Two decades into the 21st century, women are still paid less than their male colleagues. The Office for National Statistics reported that in April 2021, the gap was 7.9% among full-time employees.  We’ve covered before that there is a couple bias in property ownership, with couples more likely to be able to afford a mortgage …

Home Sweet Swapping: The Power of a Paperclip

Home Sweet Swapping: The Power of a Paperclip

The struggle to climb the housing ladder is real. Millennials have been labeled ‘Generation Rent’ as recent figures claim up to a third of these young buyers have no other option than to rent a home. Their parents were lucky when it came to property wealth, as 50% of UK Baby Boomers (born between 1946 …

First Time Buyers: What you need to know

First Time Buyers: What you need to know

How do you prepare for your first call with your mortgage advisor? There are many stressful things in life (welcome to adulthood!), but one of the most regularly stressful things is moving house. But if you thought moving home from one rental home to another was stressful, you might need to prepare yourself for applying …

Mates Rates: The Pros & Cons of Buying a House with Friends

Mates Rates: The Pros & Cons of Buying a House with Friends

We’ve covered before how difficult it is for single people to get on the property ladder alone, thanks to the ever-increasing cost of houses and the rising percentage of our wages that we spend on rent.  It seems like all single people can do is give up avocado toast and save every penny they can …

Keeping Up With The Bridget Jones’s

Keeping Up With The Bridget Jones’s

The world is seemingly designed for couples. Whether it’s the happily ever after of most films or the tax breaks available when you marry. There seems to be little incentive for staying single in a world with an ever increasing bias towards more traditional long-term partnerships. And nowhere is that bias more obvious than in …

Bricks On Water

Bricks On Water

Making a splash Richard Branson wasn’t always a billionaire. The guy who now has his own island, makes regular jaunts into space and is worth an estimated $5.7 billion was once unable to afford a home, so moved into a houseboat. When Branson arrived in London in the late 1960s, he spent £2,000 on a …

Your Guide to Help To Buy Mortgages

Your Guide to Help To Buy Mortgages

Help to Buy Mortgages are a hot topic for first-time buyers across the country. Before getting a mortgage on your first home, it’s important to know the exact differences between a normal mortgage and a Help to Buy mortgage, so you can make the decision that’s right for you. We’re taking a look at what …

Buy-to-Let : The Complete Guide

Buy-to-Let : The Complete Guide

Thinking of becoming a landlord but aren’t sure where to start? Our buy-to-let starter’s kit helps you with everything there is to know about investing in bricks and mortar. The UK rental market continues to go from strength to strength, with a quarter of all homes expected to be in the private rental sector by …