Mortgage guides

Getting a Mortgage for a New Build

Getting a Mortgage for a New Build

While there are loads of great reasons to buy a new-build home, getting a mortgage sorted can be more complicated than with an older property. If you’re thinking of buying a new-build, but aren’t sure where to start with the mortgage, this guide is for you.  What is a new-build home?  Let’s rewind a bit …

Buy-to-Let : The Complete Guide

Buy-to-Let : The Complete Guide

Thinking of becoming a landlord but aren’t sure where to start? Our buy-to-let starter’s kit helps you with everything there is to know about investing in bricks and mortar. The UK rental market continues to go from strength to strength, with a quarter of all homes expected to be in the private rental sector by …

A Beginner’s Guide to Mortgages

A Beginner’s Guide to Mortgages

Buying a house is a big deal. In fact, for most of us, it is the biggest financial investment we will ever make. And, unless you are Jeff Bezos, you will probably need a mortgage to help you purchase your home. Getting a mortgage can seem like a rather terrifying, complex and prospect, and it …

A Guide to Applying for a Buy-to-Let Mortgage

A Guide to Applying for a Buy-to-Let Mortgage

If you’re planning on renting out the property you intend to buy, then a buy-to-let (BTL) mortgage is what you need. So that you have a clearer idea of what a BTL entails, we have put together this guide to help feel prepared for your application process. What documents do I need when applying for …

What Does a Mortgage Advisor Do?

What Does a Mortgage Advisor Do?

Choosing a mortgage for a new home is one of the biggest financial decisions you will ever make. Therefore, it is really important to get it right! A good way to double check your decisions is to get a mortgage advisor… but what exactly does a mortgage advisor do? If this is the question on …

What Happens if You Need to Take a Mortgage Holiday?

What Happens if You Need to Take a Mortgage Holiday?

The coronavirus pandemic has left many with a feeling of uncertainty about the future. Fortunately, homeowners who are feeling anxious about money-related circumstances related to their home can apply for a mortgage holiday, easing the financial burden placed on them by Covid-19. Since the start of the outbreak, over two-million homeowners have taken out a …

A Guide to Mortgage Protection 

A Guide to Mortgage Protection 

Taking out a mortgage comes with plenty of benefits. You get on the property ladder, own your own home, customise it to your liking and can even leave it to loved ones when you pass away. It’s important to consider the responsibilities alongside these benefits. What if you face unemployment? What if you pass away …

What To Do When Your Fixed-Rate Mortgage Term Ends

What To Do When Your Fixed-Rate Mortgage Term Ends

If you’ve opted for a fixed-rate mortgage, you will know that your interest rates don’t fluctuate and that you’ll be paying the same level of interest every month. Fixed-rate mortgages are usually not only fixed in terms of interest levels but also in terms of time. So what happens when your fixed-rate deal ends? How …

How Can You Lower Your Mortgage Payments? 

How Can You Lower Your Mortgage Payments? 

Repaying your mortgage can seem a little daunting, but there are plenty of ways to lighten the load. And we’ve compiled this handy little guide to help you on your way with lowering mortgage repayments. Refinance your mortgage to a lower rate  Refinancing your mortgage in order to take advantage of lower interest rates is …

“£6096 in savings How we remortgaged our property”

“£6096 in savings How we remortgaged our property”

Why a mortgage broker could get you a better mortgage deal than by going directly to the lender. I recently spoke to a client who had been a customer of the Halifax whose current mortgage deal was due to expire. They naturally assumed that being a loyal customer they would be offered a great new …